I will NOT overspend!

I decided I should do the books (sorry), and whilst working out that we have essentially paid back what we put in to start with from joint funds (kids still need money, but they don't know what money is yet, so I have time to repay it ;)), I have also worked out what we owe everything else.

Eek.

I have to get out of the frame of mind of "We're getting there slowly, so it doesn't matter if I buy x that we don't really need".

It DOES matter.

Having various debts over our heads worries me, stops me enjoying life in general. I know it is a big part of what is getting Boy down too.

So, as of now pretty much, I have to stop.

The odd coffee DOES matter.

Breakfast club because it is easier than mopping up Flameboy and milk is NOT a good reason (Weds mornings still are needed to make the most of nursery).

Coffee on a Tuesday morning/spring and jump are all very nice, but they cost money - Flameboy is just going to have to cope with jumping on the furniture, and socialise at stay and play - I can stretch to 60p a week.

I need to get more organised - lack of organisation is my main reason to overspend - I am tired, things are backed up behind me, so I ignore the food in the cupboard and opt for something easy from Tesco.

I need to ebay some clothes/toys/crap from house. Sell some nappies

I know I will whinge that I want to spend money, but I know that I will feel happier overall if we can start to get on top of this, so friends - please don't encourage me that I want to spend money, it'll just make me :( eventually.

We can do this. If I wasn't bothered about the world knowing exact numbers I would stick some sort of ticker up over there ------> doing a reduction chart. Maybe they do one that just shows percentages or summat?

Anyway, this isn't getting the books finished!

Project Debts starts in the morning.

Maybe a very cheap bottle of wine a week would make it easier - if we have just one small glass a night then the world seems a nicer place ;)